Essential Documentation: Buying at Byers Volkswagen

There’s nothing quite like the rush and excitement when shopping for a new car. We get it, and we’re here to help you navigate through the process of buying or financing a vehicle. At Byers Volkswagen, our mission is to make your car buying journey as simple and straight-forward as possible. Our experienced sales and finance teams are dedicated to providing you with seamless, hassle-free assistance every step of the way.

To make your Volkswagen purchase process even smoother, we’ve put together a handy checklist. This allows you to enjoy the excitement of selecting your new vehicle while we handle the finer details. Purchasing a Volkswagen is a unique experience, and to ensure it goes without a hitch, there are a few key documents you should prepare and bring with you when you come to the dealership.

Photo of the showroom and three Volkswagen vehicles.

  • Your Driver’s License: Your Key to the Test Drive and Ownership
    While you should always carry your driver’s license, it becomes particularly crucial when buying a new car. Dealerships require proof of your legal ability to drive before selling you a vehicle.
  • Vehicle Insurance: Your Safety Net
    Many states necessitate showing proof of insurance during a car purchase. Depending on the type of purchase, your existing insurance policy on a current vehicle you own should suffice. Additionally, it would be helpful to touch base with your insurance agent to understand the requirements for adding a new vehicle to your policy and providing the VIN (Vehicle Identification Number) to see what changes in cost will be for the new vehicle. This is important information to have early-on in the buying process.
  • Why Do You Need This Insurance?
    Buying a new car from a dealership means you’ll need to show proof of insurance, which is an essential part of the process. This requirement is mostly for your protection and to follow the law. Insurance is like your financial shield, helping cover costs if you have an accident or your car gets damaged. Also, in most places, driving without insurance is against the law. Car dealerships want to make sure they’re not contributing to uninsured driving, which could lead to big fines or even the suspension of the buyer’s license. Lastly, if you’re taking out a loan to buy your new car, the lender will typically ask for proof of specific types of insurance coverage. They do this to protect the money they’ve invested into the vehicle financing agreement until you’ve completely paid off the loan.
  • Trade-In Vehicle’s Title and Loan Info: Your Trade-Up Tool
    Considering trading or selling your used car? If yes, we’ll need the title document in your name to confirm ownership. If there’s a pending loan on your trade-in, we’ll need more information to work out the residual amount. This number will be considered when pricing your new car.
  • Proof of Income: Your Financial Snapshot
    If you’re considering financing for your vehicle, it’s important that we have a clear picture of your income. Usually, the most straightforward method is to provide us with your pay stubs from your employer. However, if your income isn’t as traditional—perhaps you’re self-employed or receiving social security benefits—don’t worry. Our team has experience with a variety of income situations. Give us a call and we’ll walk you through how to verify your income in a way that works for both of us. We’re here to make this process as smooth as possible for you.
  • Cosigner’s Information: Shared Responsibility
    As a co-signer, you’ll need to provide similar information to what the primary borrower provides. This typically includes proof of income, which can be your pay stubs or tax returns. The lender needs to know you have a steady income and can afford to make payments if the primary borrower defaults. Also, the Co-signer will have their credit history checked and will need to provide personal identification such as Driver’s license and proof of residency (like a utility bill).

Purchasing a new car at Byers Volkswagen doesn’t have to be stressful. With the right preparation and necessary documents, your car buying experience can be smooth and enjoyable. Visit us in Columbus, Ohio, today and take the first step towards driving away in your new vehicle!

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